This terms, conditions & policies are effective from Dec 23, 2017 & Last Updated on June 01, 2020.
Please read the following important Terms of Service Agreement (the Agreement) before accessing or using any of the various services (the Services) made available to you (the client) by SMSPAD through www.smspad.in or from https://play.google.com/store/apps/details?id=com.accucia.smspad or https://apps.apple.com/in/app/smspad/id1410062715 or https://chrome.google.com/webstore/detail/smspad-contacts-importer/mkkbjiafdmkbifnccbplliobhhgbkpek.
The terms and conditions contained in this User Policy is framed in compliance to all the Laws that are in force in India and any other country Laws to which the user of this Mobile Application belongs to. The acceptance to the Terms & Conditions by the User shall be considered as a valid contract under the Indian Contract Act, 1872. All notices under this agreement will be considered as written and have been duly signed once the same is electronically confirmed. The Terms and Conditions of this User Policy are framed by Accucia Softwares Private Limited and SMSPAD. The User Agreement has been last updated on 1st June 2020
2.1. CONFIDENTIAL INFORMATION:
All information collected by the Mobile Application for the purpose of creating an account and also all the information collected in future to maintain, upgrade or degrade the account shall be the Confidential Information of the User.
3.1. The information collected from the User shall be confidential information and it shall not be shared with the third person.
3.2. However, the Mobile Application reserves the right to share basic contents of the confidential information for the promotion of the Business of both the User and the Mobile Application.
3.3. The application developers shall reserve the right to study, read, monitor and view the data transmit over the messages that are transmitted over the SMSPAD application.
3.4. The confidential information shall only be shared with the Law Enforcement Agencies as and when appropriate procedure is followed.
3.5. The confidential information shall be shared if it is a requirement to launch in other platforms such as IOS, Android, Google, Microsoft etc.
4.1. All editorial content, information, photographs, illustrations, artwork and other graphic materials, and names, logos and trade marks on the Mobile Application are protected by copyright laws, trademark laws and/or other laws and/or international treaties, and belong to us and/or our suppliers, as the case may be.
4.2. These works, logos, graphics, sounds or images may not be copied, reproduced, retransmitted, distributed, disseminated, sold, published, broadcasted or circulated whether in whole or in part, unless expressly permitted by us and/or our suppliers, as the case may be.
4.3. Nothing contained on the Mobile Application should be construed as granting by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Mobile Application without our written permission. Misuse of any trademarks or any other content displayed on the Mobile Application is prohibited.
4.4. We will not hesitate to take legal action against any unauthorised usage of our trademarks, name or symbols to preserve and protect its rights in the matter. All rights not expressly granted herein are reserved. Other product and company names mentioned herein may also be the trademarks of their respective owners.
4.5. The User shall also not use the services provided by Accucia Softwares Private Limited or SMSPAD to broadcast messages to promote any form of business that is of similar nature to that of the services provided by Accucia Softwares Private Limited or SMSPAD.
4.6. The code designed for the purpose of creating the SMSPAD application on the IOS and the Android Platform are protected under the Copyright Laws of India and therefore shall not be reverse engineered or replicated or re-created by the User.
5.1. Any illegal use of the SMS service is strictly prohibited.
5.2. Any form of Misrepresentation or Fraud.
5.3. Any form of impersonation of another User or individual.
5.4. Any form reverse engineering of the application.
5.5. Any form of usage of the application for the purpose of Cyber Crime of Cyber Terrorism.
5.6. Any form of usage of the application beyond the stated purpose of use.
5.7. Sending threats or discriminatory messages to Accucia Softwares Private Limited or SMSPAD.
5.8. The SMSPAD services involve a certain protocol titled Sanity Detection. The purpose of this protocol is to detect and determine the usage of certain words that can be abusive, derogatory, hurtful, biased, insulting, discriminatory etc. Such words are directly identified and messages that contain such words shall be directly deleted and the user profile shall be suspended.
5.9. As part of the features offered, SMSPAD shall also contain the option of attaching files to messages sent. On attachment, the file links are customized into short links. Such files are not monitored by SMSPAD. If any of these files contain any form of contaminant, abusive words, defamatory statements, Remarks, etc. Such data is not monitored by SMSPAD. But if detected shall be treated as a criminal action, and the User shall hold complete responsibility over the same.
5.10. SMSPAD provides pre drafted templates of the messages customised for different purposes such as calendar events, professional use, advertisement etc. These templates are for the use of the User. But at any time, these templates cause an uproar or are not welcome by any third party who has received the messages from the User, then the User shall not blame or hold SMSPAD and Accucia Softwares Private Limited liable. But it is assured that these message templates have been created after thorough research.
5.11. SMSPAD provides its services to its Users in different Indian languages. The team of SMSPAD and Accucia Softwares Private Limited have put in maximum research while integrating the languages into the SMSPAD applications. Team SMSPAD has conducted thorough research while creating the translations. But in any situation that the language has a different interpretation, that is beyond the control and knowledge of team SMSPAD, then the User or any Third party who has received the message from the User, shall not hold SMSPAD responsible for the different interpretation.
5.12. Chrome Extensions are a part of the working of the application. SMSPAD and Accucia Softwares Private Limited do not indulge in any action that compromises the integrity of dependant applications. These Chrome Extensions act as an extension that help utilize the services of other applications in a better fashion. If the User at any time shall not question the integrity of the working of SMSPAD and its Chrome Extension. This extension only helps to utilise the services of other applications and not tamper, hack, crack, or violate any other working applications. If the User feels the opposite, then then the User shall not take any action against SMSPAD or Accucia Softwares Private Limited. Rather, it is recommended that the User may
5.13. Posting any public or private statements against Accucia Softwares Private Limited or SMSPAD on any of the social media platforms or personal messages.
5.14. Transmit, associate or publish any unlawful, racist, harassing, libelous, abusive, threatening, demeaning, lewd, immoral, harmful, vulgar, obscene or otherwise objectionable material of any kind. As a general guideline, if your content is not suitable for ages 13+, it most likely goes against our Usage Policy
5.15. Transmission of any form of messages containing sexual, racist or discriminatory content or any such usage of them may be considered as harassment and the User will be strictly be held liable for the above-said actions. TEAM SMSPAD does not assume any liability for the content of the messages sent.
5.16. Accucia Softwares Private Limited or SMSPAD shall not be liable from any claim that may arise from third parties as a result of the message content.
5.17. The User shall guarantee that the contents of any SMS shall always respect and does not in any way conflict with fundamental human rights and will not violate any law in force. (e.g. right to privacy, prohibition of discrimination on any ground such as sex, race, color, language, religion, political or other opinion, national or social origin.)
5.18. Transmit or promote alcohol, music, dancing, dating, gambling or messages which would amount to direct or indirect deception, fraud or Lies.
5.19. Send unsolicited messages (i.e. mobile spam) and to therefore ensure that your messages are only sent to individuals that have given you their permission.
5.20. Harvest, or otherwise collect information about others, without their consent.
5.21. Transmit any material that may infringe upon the intellectual property rights of third parties including trademarks, copyrights or other rights of publicity.
5.22. Transmit any material that contains viruses, Trojan horses, worms, time bombs, cancel-bots or any other harmful/deleterious programs.
5.23. Interfere with, or disrupt, networks connected to the service or violate the regulations, policies or procedures of such networks.
5.24. Attempt to gain unauthorized access to the service, other accounts, computer systems or networks connected to the service, through password mining or any other means.
5.25. Interfere with others' use and enjoyment of the service.
5.26. Engage in any other activity that Team SMSPAD believes could subject it to criminal liability or civil penalty/judgment.
5.27. In relation to the breach of the Information Technology Laws, the User shall be penalised under Section 66, 43, 44 and 70 of the Information Technology Act 2000 and the Information Technology Amendment Act 2008.
6.1. The user may as per their best interests deactivate their account at any point of time. All cancellation requests must be submitted to the customer care department of SMSPAD on email@example.com. The User may submit his cancellation requests by email or phone. The request for cancellation shall be considered valid unless and until the User receives confirmation from our team. The confirmation email or number given by accounts department of SMSPAD will act as a proof of the cancellation of service.
7.1. SMSPAD does not refund the amount once paid by the user as they credit the number of SMS purchased by the user immediately to the user's account. SMSPAD reserves the right to cancel, suspend, or otherwise restrict access to the account at any time with or without notice. Refund will not be made for any account cancelled, suspended, or restricted due to the violation of the Service Usage Policy.
7.2. Any kind of abuse directed towards our staff in any medium or format will result in immediate suspension or termination of your services. Any kind of Spamming activity which is against the Cyber laws will also result in suspension of user's account.
7.3. Any reason for suspension and termination has to be discussed with the customer care of SMSPAD.
7.4. No legal action shall be initiated by the application user on grounds for refund or money recovery without initiating a discussion with SMSPAD.
7.5. Any legal action taken to tarnish the reputation and integrity of SMSPAD shall be treated as a misuse of law and shall be dealt with legal action under The Indian Penal Code.
8.1. We may periodically make changes to the contents of the Mobile Application, including to the descriptions and prices of goods and services advertised, at any time and without notice. We assume no liability or responsibility for any errors or omissions in the content of the Mobile Application.
8.2. We reserve the right to amend these Terms and Conditions of Use from time to time without notice. The revised Terms and Conditions of Use will be posted on the Mobile Application and shall take effect from the date of such posting.
8.3. The user is advised to review these terms and conditions periodically as they are binding upon you.
9.1. SMSPAD agrees to protect all data provided by the User for the purpose of using the application.
9.2. SMSPAD agrees to manage, store and delete all the data when necessary belonging to the User in light of the circumstances that are raised.
9.3. SMSPAD shall abide by the provisions laid down in the Information Technology Act to protect the data provided by the user for the purpose of using the application.
9.4. In light of a scenario where the State Government and the Central Government, or The Courts of appropriate Jurisdiction, or any other appropriate body, in the name of public welfare and cyber security request SMSPAD to provide the data so collected from users, then SMSPAD shall provide the data, but only under the provisions substantiated by the law.
9.5. SMSPAD and Accucia Softwares Private Limited shall take complete precaution and make effort to protect the data provided by the User. But in light of situations unfathomable or beyond the control of reasonability, if the there is a data breach by the actions of a third party against public welfare, then SMSPAD reserves the right to stay indemnified by the User.
9.6. To the fullest extent permitted by applicable law, we disclaim all representations and warranties relating to the Mobile Application and its contents, including in relation to any inaccuracies or omissions in the Mobile Application, warranties of merchantability, quality, fitness for a particular purpose, accuracy, availability, non-infringement or implied warranties from course of dealing or usage of trade.
9.7. Accucia Softwares Private Limited or SMSPAD do not warrant that the Mobile Application will always be accessible, uninterrupted, timely, secure, error free or free from computer virus or other invasive or damaging code or that the Mobile Application will not be affected by any acts of God or other force majeure events, including inability to obtain or shortage of necessary materials, equipment facilities, power or telecommunications, lack of telecommunications equipment or facilities and failure of information technology or telecommunications equipment or facilities.
9.8. While Accucia Softwares Private Limited or SMSPAD may use reasonable efforts to include accurate and up-to-date information on the Mobile Application. Accucia Softwares Private Limited or SMSPAD do not guarantee the accuracy, timeliness or completeness of the Mobile Application.
9.9. Accucia Softwares Private Limited or SMSPAD shall not be liable for any acts or omissions of any third parties howsoever caused, and for any direct, indirect, incidental, special, consequential or punitive damages, howsoever caused, resulting from or in connection with the mobile application and the services offered in the mobile application, your access to, use of or inability to use the mobile application or the services offered in the mobile application, reliance on or downloading from the mobile application and/or services, or any delays, inaccuracies in the information or in its transmission including but not limited to damages for loss of business or profits, use, data or other intangible, even if we have been advised of the possibility of such damages.
9.10. Accucia Softwares Private Limited or SMSPAD shall not be liable in contract, tort (including negligence or breach of statutory duty) or otherwise howsoever and whatever the cause thereof, for any indirect, consequential, collateral, special or incidental loss or damage suffered or incurred by you in connection with the Mobile Application and these Terms and Conditions of Use. For the purposes of these Terms and Conditions of Use, indirect or consequential loss or damage includes, without limitation, loss of revenue, profits, anticipated savings or business, loss of data or goodwill, loss of use or value of any equipment including software, claims of third parties, and all associated and incidental costs and expenses.
9.11. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer that cannot be excluded or limited are affected.
9.12. Notwithstanding our efforts to ensure that our system is secure, the User acknowledges that all electronic data transfers are potentially susceptible to interception by others. Accucia Softwares Private Limited or SMSPAD cannot, and do not, warrant that data transfers pursuant to the Mobile Application, or electronic mail transmitted to and from us, will not be monitored or read by others.
10.1. If at any time the User breach the terms and conditions of the service, Accucia Softwares Private Limited or SMSPAD may elect to suspend, terminate and/or cancel this agreement and/or recover any damages from the User arising from the event(s) giving rise to the suspension, termination or cancellation.
10.2. Accucia Softwares Private Limited or SMSPAD reserve the right to suspend your service at any stage for any reason Accucia Softwares Private Limited or SMSPAD may deem necessary to continue to provide any of Accucia Softwares Private Limited’s or SMSPAD’s services in a way that may be hindered by the User’s status as being the client, the User’s financial status or the content of the messages originating from the User.
10.3. Upon any such termination, cancellation and/or suspension, the User is still responsible for any obligations than accrued. Payment and other obligations under this agreement are not suspended, stayed, or otherwise affected by a suspension of access to/or use of the service (in whole or in part) where said suspension arises from your failure to comply with, or violation of, the terms of this agreement or of any law or legal obligation.
10.4. Upon termination and/or cancellation, for any reason, the user agrees to immediately cease using the service and we shall have no obligation to you after any termination or cancellation of this agreement.
10.5. The User is free to terminate or cancel this agreement at any time, and for any reason. For such termination or cancellation to be effective however, the User shall inform us in writing through Email. You will still be under the responsibilities of this agreement for the duration that you used the service and you will cease to have access to the use of any credits that may exist in your account.
11.1. Any dispute arising with respect to the usage, services or any other dispute arising from third party shall be referred to Arbitration.
11.2. The user agrees to not take any legal action in the courts of India in light of a scenario, the User has faced any issue.
11.3. The User shall intimate Accucia Softwares Private Limited, and also initiate a discussion leading up to Arbitration if needed.
11.4. Accucia Softwares Private Limited reserves the right to take legal countermeasures if the User chooses to take any legal action. The action so taken by Accucia Softwares Private Limited will be on grounds of breach of contract and misuse of the law.
11.5. In light of an action caused by a Third party, the User agrees to not initiate any action or proceeding for the damage caused by a third party.
11.6. In light of any grievance raised by a third party, who have received any messages through the use of SMSPAD shall not be pinned on that of SMSPAD.
11.7. If SMSPAD suspects any misuse of the application by the User, then SMSPAD and Accucia Softwares Private Limited reserves the right to initiate a strict legal action against the User.
11.8. The User has to from time to time provide proof which is genuine in nature in any Dispute Resolution model.
11.9. Any action taken without the consent of Accucia Softwares Private Limited or SMSPAD will be treated as a violation of this User Agreement and if it results in any damages sustained by Accucia Softwares Private Limited or SMSPAD, then the USER will be dealt with as per the provisions of the Indian Penal Code, Information technology Act, Intellectual Property Laws, Contract Act, etc.
Our terms and conditions as well as the prices are subject to change from time to time according to TRAI rules and regulations.
If you have any questions concerning these Terms, feel free to contact team SMSPAD.
2.1 USER – The expression “User” under the policy may include any person voluntarily interacting with the SMSPAD application, Users of the service, Users availing such trial pack or service, or any such User which has directly or indirectly involved in any transactions with the SMSPAD.
2.2 DATA SUBJECT - The legal or natural person to whom the Personal Data refers to or is associated with.
2.3 DATA – The expression “Data” under the policy may include all such relevant information or data which has been collected or provided by the User.
2.4 SERVICES – The expression “Services” under the policy may include all the various services offered by the SMSPAD.
2.5 PERSONAL AND SENSITIVE INFORMATION – This information is collected which denote particulars associated with the User, which include sensitive data such as Name, Age, DOB, Personal Identification data, Monetary details, Bank account numbers, Biometrics and any other information deemed necessary for the usage of this application.
2.6 LAW - The Information Technology Act and the Information technology Amendment Act 2008 for governing the provisions related to Cyber Laws in India. The Right to Information Act, The Indian Penal Act and the laws associated with different jurisdictions.
Accucia Softwares Private Limited and SMSPAD Web based application or the software based application may collect and process various data such as personal information (Aadhar details, Pan Card, Driver’s License, e-kyc, address proof, or any other personal identification data), cookies, browsing and usage data, Name/Business Name, Phone number, Email, City, Business Type, Device ID & network IP Address and Phone Contacts, Password, for registration and other relevant data which is either necessary for the purpose of providing service or which is voluntarily provided by the Users of the service. Further the types data which is collected will depend upon the type of package or services availed by a User.
We may collect information about you in a variety of ways. The information we may collect via the Application depends on the content and materials you use, and includes:
3.1 Personal Data
Demographic and other personally identifiable information (such as your name and email address) that you voluntarily give to us when choosing to participate in various activities related to the Application, such as chat, posting messages in comment sections or in our forums, liking posts, sending feedback, and responding to surveys. If you choose to share data about yourself via your profile, online chat, or other interactive areas of the Application, please be advised that all data you disclose in these areas is public and your data will be accessible to anyone who accesses the Application.
3.2 Financial Data
3.3 Geo-Location Information
We may request access or permission to and track location-based information from your mobile device, either continuously or while you are using the Application, to provide location-based services. If you wish to change our access or permissions, you may do so in your device’s settings.
3.4 Mobile Device Access
We may request access or permission to certain features from your mobile device, including your mobile device’s [Contacts, SMS messages, WhatsApp Account, Storage] and other features. If you wish to change our access or permissions, you may do so in your device’s settings.
3.5 Mobile Device Data
Device information such as your mobile device ID number, model, and manufacturer, version of your operating system, phone number, country, location, and any other data you choose to provide.
3.6 Push Notifications
We may request to send you push notifications regarding your account or the Application. If you wish to opt-out from receiving these types of communications, you may turn them off in your device’s settings.
3.7 Third-Party Data
Information from third parties, such as personal information or network friends, if you connect your account to the third party and grant the Application permission to access this information.
3.8 Data From Contests, Giveaways, and Surveys
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
4.1 Accucia Softwares Private Limited and SMSPAD collect the content, communications and other details or information you provide when you use our Products or Services such as personal information (Aadhar details, e-kyc, address proof, etc.), cookies, browsing and usage data, Name/Business Name, Phone number, Call-Logs, Email, City, Business Type including data provided at the time of sign up for an account, creating or sharing content, and messages or communications made.
4.2 We collect information about the people or Data Subject provided by the Users, list and data of groups, dates, locations, images, videos, pdf files, etc. for the purpose of enabling our services.
4.3 We collect information about how you use our Products, such as the types of content you view or engage with; the features you use; the actions you take; the people or accounts you interact with; and the time, frequency and duration of your activities.
4.4 Accucia Softwares Private Limited and SMSPAD collect information about the purchase or transaction details in order to cater to our Promotional as well as Transactional SMS services.
We collect information (Cookies, browsing data, Device ID & network IP Address, etc.) from the computers, phones, connected TVs and other web-connected devices you use that integrate with our Products, and we combine this information across different devices you use.
5.1 Use Of Data Information Collected
SMSPAD Application may use the information collected to provide, maintain, improve, analyse and personalize the Services to its Users, partners and third-party providers. The Data concerning the User or the Data Subject are collected primarily for the following purposes:
5.2 Sending Bulk SMS
SMSPAD is a bulk SMS platform for business promotion and Business Networking. The primary service of the SMSPAD is to collectively send SMS to various Individuals or groups of Individuals at the same time which can either be of the promotional nature or transactional nature. Hence, SMSPAD shall use such required data in order to render the service of sending bulk SMS.
5.3 Google Analytics
The Analytical services contained in this section enables the Owner to monitor and analyse web traffic statistics and can be used to keep track of User behaviour which forms as one of the important function of the services provided by the application.
Google Analytics is a web analysis service provided by Google Inc. ("Google"). Google utilizes the Data collected to track and examine Application use, to prepare reports on an Application's activities and share them with other Google services. Google may use the Data collected to contextualize and personalize the ads of its own advertising network. Therefore, Google Analytics are further subject to universal Privacy laws and the Application does not guarantee any protection for any data breach caused by such entity.
5.4 Promotion And Marketing
5.5 Personalised Service
The data may be used to help us provide and improve services by way of rendering personalized features, tailor our sites to your interest, to get in touch with you in the case of password retrieval and policy changes, to share it with our partners, advertisers, vendors as per the requirement, to provide the services requested by you and to ensure compliance with the provisions of Information Technology Act, 2000 and the Information Technology Act 2008.
6.1 Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Application to:
6.2 SHARING INFORMATION TO PEOPLE AND GROUPS YOU WISH TO COMMUNICATE
When you share and communicate any information using our Services, you choose such following Information to be circulated within the pre-determined audience for what you share.
6.3 SHARING INFORMATION WITH THIRD-PARTY APPLICATIONS THAT ARE INTEGRATED TO OUR SERVICE
The Data or Information provided by the Users is liable to be shared with third-party apps, websites, or other services that use, or are integrated with, our services in order to improve our quality of services.
6.4 SHARING OF INFORMATION FOR THE PURPOSE FOR LAW ENFOECRMENT
The Data or Information is liable to be shared and furnished if required by any persons entitled under any prevailing laws and regulations for the purpose of law enforcement or in response to legal requests in the circumstances laid down under Information Technology Act, 2000 or any other allied laws and regulation.
6.5 COOKIES AND WEB BEACONS
7.1 Accucia Softwares Private Limited and SMSPAD promises to take and ensure all the possible checks and balance to maintain reasonable security practices and procedure to protect the personal data of any breach and unauthorised access or misappropriation.
7.2 In order to ensure a well secured environment to protect our data and information, we audit and update our policy time to time in order to protect the interest of all the stakeholders.
7.3 Further, you can request access to your personal information, or correct or update out-of-date or inaccurate personal information we hold about you.
7.4 To make requests, or if you have a question regarding our privacy practices, please contact the appropriate authority of the Service provider.
7.5 Accucia Softwares Private Limited and SMSPAD also may retain information as required or permitted by applicable laws and regulations, including to honour your choices, for our billing or records purposes and to fulfil the purposes described in this Privacy Statement. We take reasonable measures to destroy or de-identify personal information in a secure manner when it is no longer required. Hence, reasonable time to be followed and provided in circumstances relating to such request regarding any changes in data or information for looking into the matter and no action or liability can be directed before such period.
8.1 We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
8.2 Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information. But nevertheless, we guarantee following the provisions laid down under Section 43, 44, 66, 67, and 70 of the Information Technology Act 200 and the 2008 Amendment to ensure maximum effort, resources, security protocols, security software, firewalls, and any other necessary element is placed for protecting and securing the information so shared by you.
We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data, we have collected from children under age 13, please contact us using the contact information provided below.
11.1 Account Information:
You may at any time review or change the information in your account or terminate your account by:
11.2 Account Termination:
If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:
13.1 The Information technology Law 2000, The Information Technology Amendment Act 2008 and the Right To Information Act, laws down the laws and rules for our users who are Indian citizens to request and obtain from us, once a year, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are an Indian Citizen and would like to make such a request, please submit your request in writing to us using the contact information provided by us.
13.2 If you are under 18 years of age, citizen of India, and have a registered account with the Application, you have the right to request removal of unwanted data that you publicly post on the Application. To request removal of such data, please contact us using the contact information provided, and include the email address associated with your account. We will ensure that the data is not publicly displayed on the Application, but please be aware that the data may not be completely or comprehensively removed from our systems.
The SMSPAD reserves the right to make changes and update the terms of the policy from time to time for the purpose of improving our Privacy and Data framework and any such changes shall be notified or reflected on the website or the application for the purpose of giving opportunity to review the revised policy before you choose to continue using our Services.
Last Modified: 1st June 2020.